I have read and understood the Terms & Conditions governing the opening of an account with HDFC Bank and those relating to various services including but not limited to (A) ATMs, (B) Phonebanking, (C) Debit cards, (D) Mobilebanking, (E) Netbanking, (F) Billpay Facility, (G) InstaAlert facility, (H) Email statements. I accept and agree to be bound by the said Terms & Conditions including those excluding/ limiting the Bank's liability. I understand that the Bank may, at its sole discretion, amend any of the services completely or partially with atleast 30 days notice and / or provide an option to switch to other services to me.I agree that the Bank may debit my account for the service charges applicable from time to time. I confirm that I am resident of India. I authorise the Bank to disclose , from time to time, any information relating to my savings account to any parent/ subsidiary, affiliate and associate of HDFC Bank, and to third parties engaged by the Bank, for purposes as detailed in the Terms & Conditions Booklet. I confirm that I am in possession of and have read the Terms and Conditions booklet which details the rules governing account operations, the Service charges and Fees Brochure which specifies the charges applicable from time to time for various services.

Account Opening Rules:

• All necessary documentation as mandated by the Regulatory/ Bank authorities should be provided for opening the accounts
• In event of no salary credits for any continuous three months, the Salary account will get converted to Savings Regular Account
• Savings account will be issued only 25 cheque leaves per calendar quarter. The Branch Manager can be contacted for additional cheque leaves at a nominal charge
• Adequate balance should be maintained in the account before issuing a cheque
• Details of charges on funds transfer, inter branch banking and other services are available in the Service Charges & Fees Brochure
• Copy of the Terms & Conditions, Service Charges & Fees Brochure and the Code of Bank's Commitment for Individual customers can be obtained from the branch/ website
• Interest on Savings account will be paid at the rate stipulated by RBI from time to time
• No unarranged overdraft would be allowed in the Savings account. In case of exceptions, the bank would charge interest at commercial rate
• The bank reserves the right to close the account in case of unsatisfactory conduct of the account.
• The Deposits of the bank are insured with DICGC and in case of liquidation of the bank, DICGC is liable to pay each depositor through the liquidator, the amount of deposit upto Rupees one lakh within two months from the date of claim list from the liquidator
• For availing passbook facility, please visit your home branch