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Features
Guaranteed Additions* will be 3% of Sum Assured on vesting.
A lump sum Vesting Addition will be payable at vesting
Choice of premium paying terms of 5, 7 and 10 years
Premiums paid are eligible for tax benefit under Section 80 CCC1. Option to commute up to 1/3rd of the maturity (vesting) benefit as tax free^.
Benefits
Vesting Benefit:
On survival till the vesting date you will receive:
- Sum Assured on vesting plus
- Guaranteed Additions* plus
- Vesting Addition
Death Benefit:
- Guaranteed death benefit equal to total premiums paid to date accumulated at 6% per annum compounded annually would be payable to the nominee.
- The minimum level of death benefit at all times will be 105% of the premiums paid.
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