96.54% Claim Settlement - HDFC Life Health Assure

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Claim Settlement ratio of 96.54%
5000+ Cashless Hospitals
3 Years Premium Guarantee
Multiplier Benefit
Lifelong Renewability

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Health Insurance Plans And Mediclaim Policies

HDFC Life and its customers enjoy one of the healthiest
claim settlement ratios in the private insurance industry.

Our simple and smooth claim process also allows you to claim for
reimbursement of your benefit amount for any treatment carried out
in any non-network hospital
You can now track the status of your claim online
Why it matters: A smooth and simple claim process ensures
that your hospitalization experience faces minimal hassles

If you are with us, we are with you wherever you go. Always.

HDFC Life takes the healthcare needs of its customers seriously and has established one of the largest network of cashless hospitals in the country
Click here to check our list of hospitals to find one near you

Why it matters: It is important for your healthcare provider to have a network hospital near you

No change even on claims

Your premium remains fixed for the entire duration of your policy term of 3 years
HDFC Life Health Assure becomes one of the most affordable healthcare options available over the long term
Why it matters: You don't have to worry about a change in
premium with age or claims during your term

Along with guaranteed premium, you can receive a no claim bonus of
upto 200% of original coverage

In the event of no claim in year 1, your coverage increases by 50%¹
In the event of no claim in year 1 and year 2, your coverage increases by 100%¹

Why it matters: No-claims should be duly rewarded

We are with you as long as you need us

Health Assure does NOT stipulate any exit age
An assurance of coverage for whole life is guaranteed, provided
the premiums are paid and policy is renewed

Why it matters: It is advisable for health insurance
seekers to check any exit age restriction to allow for the
benefits acquired at younger age to be availed

Opting for single premium can help customers
save upto 35% on total premium

Our online customers can pay premium annually or as a single lumpsum for a term of 3 years
HDFC Bank credit card holders have an option of paying the premium via 3/6 months EMI

Why it matters: Get insured for longer, for lesser

HDFC Standard Life Insurance Company Limited. In partnership with Standard Life.

1. As per company records ( for individual and group plans) as on 31st July, 2013.
2. EMI benefit for HDFC Bank Credit card holders converts annual premiums to easy 3/6 months installments. Depends on customer's discretion to avail or not.

Insurance is the subject matter of the solicitation. For more details on risk factors, terms and conditions and exclusions please read the product brochure before concluding the sale. HDFC Standard Life Insurance Company Limited is the name of our insurance company and HDFC Life HealthAssure (UIN: 101N087V01, Form No. P501-105) is the name of traditional health plan. The name of the company: HDFC Standard Life Insurance Company Limited, Name of the brand: HDFC LIfe, Name of the product: HDFC Life Health Assure Plan does not indicate the quality of the plan. HDFC Standard Life Insurance Company Limited. Reg No.101. ARN MC/09/2013/3589. Toll Free No. 1800-266-9777

HDFC Bank Limited ("HDFC Bank") is a corporate insurance agent of HDFC Standard Life Insurance Company Limited("HDFC Life") under Corporate Agent's license no.933982 issued by Insurance Regulatory & Development Authority of India and does not underwrite the risk or acts as an insurer. The insurance is underwritten by HDFC Life. This policy is issued to you by HDFC Life and is subject to the terms and conditions governing such policy. The contract of insurance is between HDFC Life and the insured only, and not between HDFC Bank and the insured. HDFC Bank is acting merely as the corporate agent of HDFC Life and there is no direct or indirect linkage between the provisions of the banking services offered by HDFC Bank. Your participation in this product is purely on a voluntary basis. HDFC Bank is not responsible or liable for performance of any obligations under the contract of insurance.

Tax benefits are subject to change in tax laws.