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1
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It is mandatory to Register for this offer. None of the "Power to Choose" offers
mentioned will be given by default.
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2
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This offer is valid for select HDFC Bank Credit Cardholders only
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3
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This Offer is valid for registered customers only
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4
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For a registration request received, the chosen offer will get activated on the
credit card account after 5 working days from registration date, excluding registration
date. Eg. If customer registers on 20th August 2012, the offer chosen by him will
get activated from 26th August 2012.
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5
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In case of receiving registration requests through multiple channels (Emailer/Netbanking/Customer
Support/Branch/RMs etc) on the same day for the same customer, the offer choice
as in the first received registration will be honoured and configured for customer.
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6
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The "Power to Choose" offer once activated will be valid on the eligible credit
card till 31st December 2012
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7
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Once a customer registers for any one of the four offers, the same cannot be changed
throughout the entire program period
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8
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This offer is not valid on Staff, Corporate & Business Cards
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9
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Cashback for the chosen Merchant category will be credited basis the Merchant Category
Code (MCC) definitions provided by MasterCard & Visa.
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10
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CashBack as applicable for retail transactions done in a particular calendar month
will be posted to the eligible Cardholders card account in the subsequent monthly
credit card statement
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11
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This offer is not valid on EMI transactions, cash withdrawal and loan products like
Cash On Call, Personal Loan on Credit Card, etc.
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12
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If a card member has more than 1 (one) HDFC Bank Credit Card, spends on the cards
cannot be clubbed by the card member in order to qualify for the said offer.
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13
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In Case the cardmember holds more than 1(one) Credit Card with HDFC Bank; the Cardmember
would need to call up the Customer Call Centre and confirm which card(s) the said
offer may be availed for.
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14
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This offer is non-encashable, not extendable, non-transferable and non-negotiable
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15
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Returned purchases, disputed or unauthorized/fraudulent transactions, EMI's and
Card Account Fees will not be considered for this offer
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16
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This offer is valid for Indian residents and citizens only.
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17
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The terms and conditions of this promotion are subject to change without any prior
notice.
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18
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Delinquent and over-limit HDFC Bank Credit Card members will not qualify for this
promotion.
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19
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HDFC Bank Cardholders are not bound in anyway to participate in this offer. Any
participation is voluntary and the offer is being made purely on a "best effort"
basis.
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20
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HDFC Bank reserves the right at anytime, without prior notice to add, alter, modify,
change or vary all or any of these terms and conditions or to replace wholly or
in part, the above offer by another offer, whether similar to above offer or not,
or to withdraw it altogether.
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21
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Nothing herein amounts to a commitment by HDFC Bank to conduct further, similar
or other offers.
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22
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The above offer is by way of a special offer for select HDFC Bank Credit Cardholders
only and nothing contained herein shall prejudice or affect the terms and conditions
of the card member agreement. The terms of the above schemes shall be in addition
to and not in derogation of the terms contained in the card member agreement.
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23
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All disputes, if any, arising out of or in connection with or as a result of above
offer or otherwise relating hereto shall be subject to the exclusive jurisdiction
of the competent courts / tribunals in Chennai only, irrespective of whether courts
/ tribunals in other areas have concurrent or similar jurisdiction.
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